Natural secures $100 million credit line for agent payments

Natural, a startup building payments infrastructure for artificial intelligence agents, has agreed a credit facility of up to $100 million with Upper90 Capital Management, according to a report published on August 20 by FinTech Global. The facility is intended to fund the capital requirements of the company’s payments and credit products.

The arrangement lets Natural support higher payment volumes and larger amounts of deployed credit. The company argues that moving money at scale is a financing problem as much as a technology one, since a substantial share of daily global payment flows depends on capital advanced before final settlement. It expects AI agents to draw on credit more frequently than has been typical in payment segments serving human users, and structured the facility to expand alongside that demand.

“We believe agents will become the primary financial actors of the global economy, and the infrastructure supporting them will need to operate at a scale that’s difficult to comprehend today,” said Kahlil Lalji, chief executive and co-founder of Natural.

Dallin Rosdahl, managing director at Upper90, said agentic payments are set to reshape how commerce happens and described Natural as the team to lead that shift.

The facility follows a $30 million Series A the company announced on July 20, led by Kirsten Green at Forerunner, which brought its equity funding past $40 million. Other backers include Human Capital, Abstract, Bridge, Brex, Mercury, Privy, Vercel, Notion, Increase, Unit and Figure.

Founded in 2025, Natural builds ledgering, money movement, multi-bank settlement, multi-currency support, fraud and compliance controls, and agent identity in house rather than assembling them from third parties. Its products cover wallets for agents, one-way accounts agents can pay into but not out of, and tools for sending, collecting and moving funds.